this is ms. judy ann of Pamantasan ng Lungsod ng Marikina 4th year student of College of business administration major in marketing.Mr. Lloyd since you are conducting seminars here in Luzon. are you offering it for free? we're conducting our business Administration week this coming October 1,2011, I'm looking for a business speaker. I would like to invite you if you are available that time to be our guest speaker.